Commentary: Rule 3 Liabilities in respect of persons

In relation to the handling of claims referring to persons, it is essential to observe that the time bar for claims filed against a Member will vary not only subject to the category of person covered under this Rule but also subject to the jurisdiction in which a claim is filed. The Club will ensure that all measures are taken to protect the best interests of the Member, and it is accordingly important that the Club is notified of all claims and potential liabilities covered under the insurance.


The GDPR is a set of EU laws that came into effect on 25 May 2018 with the aim to harmonize data privacy laws across Europe, protect and empower the data privacy of all EU citizens. Similar legislation is in force in many other jurisdictions. Measures have been taken by the Club to ensure that the GDPR is complied with, and one such action is to avoid naming the individual on whose behalf a claim is handled both in the heading of the case but also in correspondence. Particular caution has to be taken in respect of medical records and other information enabling the identification of and sensitive information about the person involved.

Further comments on:

Section 1 Injury, illness, repatriation and death – crew

Section 2 Wages – crew

Section 3 Loss of or damage to effects – crew

Section 4 Payment of crew claims

Section 5 Passenger liabilities

Section 6 Limitation of cover for passengers and seamen

Section 7 Injury, illness and death – others

Section 8 Stowaways and refugees

Section 9 Life salvage

Section 10 Deportation

Section 11 Diversion expenses